Changes ahead


How a client saved almost £500 a year instantly!

We’re a big fan of paying for software subscriptions annually to save a few pounds so it came as no surprise when a client recently proudly declared she saved £445.50 from moving her monthly payments to annual for Zoom, Calendly, LeadPages, ActiveCampaign, MinuteDock, Dropbox and Adobe.

That’s just a small sample of places to look to save money, so we encourage you to assess all your monthly subscriptions and convert them to annual.

Often not having enough money can prevent many business owners from doing this so you could use your business credit card until the savings kick in, but REMEMBER to pay the credit card off either in full when the statement comes in (giving you up to 8 weeks credit) or within 3 months. Alternatively, you could apply for an overdraft, or take advantage of the business interruption loan, so long as the latter is used to help you trade efficiently through the upheaval covid-19 has brought your business.

To find out more ways to save money, and improve your finances, check out our free ebook and 12 weeks implementation support here:

Furthermore, our more recent book, The Magical Mix of Money & Tax devotes an entire chapter to overcoming the mindset of budgeting, which is another way to save money and stay in control of your finances. You can find out more here:

Have fun, take care and stay safe. Hx

Helen Monaghan

Chartered Management Accountant and Author of The Magical Mix of Money & TaxSuccessful Business Minds, and 12 Steps to Improve Your Cashflow.

© HM Finance Coaching Ltd

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